About Us

Our History

Cruz Benefits Consultants was founded in June 2015 by Annie Cruz and Aileen Cruz as a company that provides voluntary benefits to our local community on Guam.  In June 2018, we expanded our company and benefits  to provide our customers with access to an expansive selection of life insurance plans.


Our legacy is to ensure that families in our community have the right protection and security that they need for tomorrow.


By choosing Cruz Benefits Consultants for your benefits, you have access to a selection of voluntary benefits and life insurance plans that can provide you with the peace of mind that you protect what matters when you need it most.


We are focused on providing our customers exceptional service in their time of need.  We are here when you need us. 

Our Mission

To make a secure tomorrow  that protects the future of families and provide an exceptional experience for every customer we serve.   

Our Code of Conduct

Our company has adopted a code of conduct to ensure exceptional service is provided to our customers.  We uphold our company with integrity, providing fair and ethical treatment to our customers.  Learn more about our code of conduct, principles, policies, and procedures.

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We are members of :

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