Cruz Benefits Consultants
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Cruz Benefits Consultants
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Business Insurance

Business Life

 Business Life Insurance is a smart decision for every business at every stage of growth.  Find the life insurance plan to meet your needs and future goals.  Talk to an agent today about how life insurance can help you:

  • Protect your business through buy-sell agreement
  • Ensure that your business protected when there is a loss of your key-employee 
  • Plan for a supplemental retirement and provide a risk reduction asset

General and Comprehensive Liability

 Protects your business from third-party claims for bodily injury, property damage, personal injury, and advertising liability. Policies include occurrence or claims-made options, aggregate and per-occurrence limits, and endorsements for product liability, professional services, or cyber exposures. Ideal for businesses seeking broad, foundational protection against lawsuits and financial loss. 

Workman's Compensation

 Covers employee medical expenses, lost wages, rehabilitation, and disability benefits resulting from work-related injuries or illnesses. Compliance-driven coverage includes employer liability protection for lawsuits alleging negligence. Tailored by industry classification, payroll, and state requirements to control costs and ensure legal compliance. 

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Cruz Benefits Consultants

138 East Marine Corps Drive, J&G Commercial complex Suite 108, HAGATNA, GU 96910

(671) 472-3522

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